We work to protect the security of your information during transmission by using Secure Socket Layer (SSL) by GeoTrust. When you place an order online, the SSL scrambles and encrypts your information before it is sent to us over the Internet. This protects your personal and credit card information from being read while it is transferred through cyberspace. Information exchanged with any address beginning with https is encrypted using SSL before transmission. After your order is placed, your credit card information remains encrypted at all times. We are never able to view your complete credit card information. Only your card type, the last 4 digits, and the expiration date are made available to our sales and support staff.
Fair Credit Billing Act
It is important to remember that you are protected by the Fair Credit Billing Act when shopping online as well. Under the Fair Credit Billing Act, your bank or credit card company cannot legally hold you liable for more than $50.00 worth of fraudulent charges. The FCBA settlement procedures apply only to disputes about "billing errors." For example:
- Unauthorized charges. Federal law limits your responsibility for unauthorized charges to $50.
- Charges that list the wrong date or amount.
- Charges for goods and services you didn't accept or weren't delivered as agreed.
In the unfortunate event that your credit card is used without your authorization, you must notify your credit card provider in accordance with their reporting rules and procedures.